1313 保险承销商 Insurance Underwriters

保险承销商根据公司的政策，审查和评估保险申请，来确定保险风险，保险费和保险保障程度。保险承销商受雇于保险公司的总部和分支机构。

Insurance underwriters review and evaluate insurance applications to determine insurance risks, insurance premiums and extent of insurance coverage according to company policies. Insurance underwriters are employed at head and branch offices of insurance companies.

1313 保险承销商头衔范例 Example Titles

组承销商 group underwriter
承保人 insurance underwriter
责任承销商 liability underwriter
物业承销商 property underwriter

1313 保险承销商主要职责 Main duties

保险承销商执行部分或全部下列职责：Insurance underwriters perform some or all of the following duties:

检查汽车，消防，健康，责任，生命，财产，船舶，飞机和其他保险的个人和团体申请
Review individual and group applications for automobile, fire, health, liability, life, property, marine, aircraft and other insurance

应用医疗报告，费率表及其他文件和参考材料，评估新的和更新的申请，以确定保险风险，保险费，保险保障程度和保险合同的其他条件;调整保费，覆盖范围或风险以接受新的活可能更新的申请。
Evaluate new and renewal applications to determine insurance risks, insurance premiums, extent of insurance coverage and other conditions of the insurance contract using medical reports, rate tables and other documents and reference materials; adjust premiums, coverage or risk itself to make acceptance of new and renewal applications possible

批准保险销售政策和确保遵守政府法规
Approve sale of insurance policies and ensure compliance with government regulations

为个人或团体保险计划设计提供建议
Provide recommendations on individual or group insurance plan designs

向包销客户提供建议，回应保险代理人，顾问和其他公司人员的询问
Provide underwriting advice and answer inquiries from clients and from insurance agents, consultants and other company personnel

准备包销报告，必要时更新保险表格。
Prepare underwriting reports and update insurance forms when necessary.

1313 保险承销商任职要求 Employment requirements

完成中学学业及具备一般性的保险经验
Completion of secondary school and some general insurance experience

或大学本科学历，大专以上文凭或中学后教育。
A bachelor's degree, college diploma or some post-secondary education is required.

多年的在职培训，以及完成保险业承保的课程和培训计划。
Several years of on-the-job training and completion of insurance industry underwriting courses and training programs are required.

1313 保险承销商附加信息 Additional information

随着经验积累，可能晋升为保险业的管理职位。
Progression to management positions in the insurance industry is possible with experience.

完成加拿大保险协会教育计划，或其省级同行赋予特许保险专业（CIP）的专业认可的保险承销商，作为英国特许保险专业（FCIP）资深会员，还需要完成更多的大学课程。
Completion of educational programs through the Insurance Institute of Canada or its provincial counterparts entitles insurance underwriters to professional recognition as a Chartered Insurance Professional (CIP) and, with additional university courses, as a Fellow, Chartered Insurance Professional (FCIP).

1313 保险承销商其他分类 Classified elsewhere

保险代理人和经纪人 Insurance agents and brokers 6231(6231)
保险经理（保险，房地产和金融经纪经理） Insurance managers (in 0121(0121) Insurance, real estate and financial brokerage managers )

1313 保险承销商职称头衔 All titles

意外和疾病包销商 - 保险 accident and sickness underwriter – insurance
助理承销商 - 保险 assistant underwriter – insurance
汽车及家居保险顾问 automobile and home insurance consultant
汽车包销商 - 保险 automobile underwriter – insurance
锅炉及机械包销商 - 保险 boiler and machinery underwriter – insurance
人员伤亡保险产品分析师-设计师 casualty insurance products analyst-designer
伤亡承销商 - 保险 casualty underwriter – insurance
商业包销商 - 保险 commercial underwriter – insurance
农场承销商 - 保险 farm underwriter – insurance
火灾包销商 - 保险 fire underwriter – insurance
组承销商 group underwriter
组包销商 - 保险 group underwriter – insurance
总部办公室包销商 - 保险 head office underwriter – insurance
家庭办公室包销商 - 保险 home office underwriter – insurance
保险评级分析师 insurance rating analyst
保险承销商 insurance underwriter
初级包销商 - 保险 junior underwriter – insurance
责任承销商 liability underwriter
生命承销商 life underwriter
海洋和飞机的包销商 - 保险 marine and aircraft underwriter – insurance
海洋包销商 - 保险 marine underwriter – insurance
包销商 - 保险软件包 package underwriter – insurance
个人线承销商的 personal lines underwriter
物业承销商 property underwriter
物业承销商 - 保险 property underwriter – insurance
公众责任包销商 - 保险 public liability underwriter – insurance
再保险承销商 - 保险 reinsurance underwriter – insurance
高级包销商 - 保险 senior underwriter – insurance
作保承销商 - 保险 surety underwriter – insurance
包销商 - 保险 underwriter – insurance
承销商，意外险和病者 - 保险 underwriter, accident and sickness – insurance
包销商，汽车 - 保险 underwriter, automobile – insurance
包销商，锅炉及机器 - 保险的 underwriter, boiler and machinery – insurance
包销商，的伤亡 - 保险 underwriter, casualty – insurance
包销商，商业性 - 保险 underwriter, commercial – insurance
包销商，农场 - 保险 underwriter, farm – insurance
包销商，火灾 - 保险 underwriter, fire – insurance
承销商，团体 - 保险 underwriter, group – insurance
包销商，头部办公室 - 保险 underwriter, head office – insurance
承销商，家庭办公 - 保险 underwriter, home office – insurance
承销商，生活 underwriter, life
包销商，的海洋 - 保险 underwriter, marine – insurance
承销商，海洋和飞机 - 保险 underwriter, marine and aircraft – insurance
包销商，包 - 保险 underwriter, package – insurance
包销商，物业 - 保险 underwriter, property – insurance
包销商，公众负债 - 保险 underwriter, public liability – insurance
包销商，担保 - 保险 underwriter, surety – insurance