UNIT GROUP 2221 金融证券师 FINANCIAL BROKERS

ANZSCO 2221 金融证券师职责概述
• 金融证券师主要作为独立代理人来促进商品交易并为客户准备保险和贷款 FINANCIAL BROKERS operate as independent agents to facilitate the trading of commodities and arrange insurance and loans of money on behalf of clients.

ANZSCO 2221 金融证券师技能要求 Indicative Skill Level
• 此类别的多数职业要求以下学历和经验：Most occupations in this unit group have a level of skill commensurate with the qualifications and experience outlined below.
• 澳大利亚 In Australia:
• 澳大利亚学历体系下的大专学历，高级毕业文凭和毕业文凭.AQF Associate Degree, Advanced Diploma or Diploma (ANZSCO Skill Level 2)
• 新西兰 In New Zealand:
• 新西兰体系下的大专水平（2级技术水平）至少3年的相关工作经验可以取代正式的学历要求。在一些情况下，除了正式的学历要求，同样需要相关的工作经验和/或在职培训经历。NZ Register Diploma (ANZSCO Skill Level 2)At least three years of relevant experience may substitute for the formal qualifications listed above. In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.Registration or licensing may be required.

ANZSCO 2221 金融证券师主要职责 Tasks Include
• 监测影响商品供需的商品价格，趋势和其他因素 monitoring commodity prices, trends and other factors affecting the supply and demand for commodities
• 协商商品的购买和销售，如谷物，羊毛，矿物和金属产品 negotiating the purchase and sale of commodities such as grains, wool, minerals and metals
• 决定客户特殊的金融和保险需求，调查和审查可行的金融和保险产品以满足客户需求 determining the specific financial and insurance requirements of clients, and researching and reviewing available finance and insurance products for suitability to meet clients' requirements
• 分析客户的财务状况，讨论金融期权并制定财务政策 analysing clients' financial status, discussing financial options and developing financial strategies
• 推荐满足客户需求的贷款组合 recommending loan combinations that meet clients' needs
• 与潜在的客户面谈以说明保险政策条件，保险范围，保险费率和收益，对保险数额和范围进行建议 interviewing prospective clients to explain insurance policy conditions, risks covered, premium rates and benefits, and to make recommendations on the amount and type of cover
• 通过银行，贷款人，融资人和保险公司为客户准备保险，住房代理抵押和其他金融产品 arranging insurance, home loan mortgages and other types of finance for clients through banks, lenders, financiers and insurance companies
• 准备能够体现金融条件，还款和贷款日期的相关文件 preparing documents which set out the conditions of finance, repayments and loan periods
• 对客户保险重要的风险变化进行鉴别和建议 identifying and advising on significant risk changes to clients' insurance
• 代理综合和商务租赁，设备融资，商业融资，项目融资以及资产开发金融 broking complex and commercial leases, equipment finance, commercial finance, project finance and finance for property developers

ANZSCO 2221 金融证券师职位列表 List of occupations
• 222111 商品交易人 Commodities Trader
• 222112 金融经纪师 Finance Broker
• 222113 保险经纪人 Insurance Broker
• 222199 其他财务经纪人 Financial Brokers nec

222111 商品买卖商 COMMODITIES TRADER
• 可替换的职业 Alternative Title:
• 商品经纪人 Commodities Broker
• 作为独立的代理操作并汇集买卖商品，通过市场协商进行私人买卖 Operates as an independent agent to bring together buyers and sellers of commodities, negotiates private sales and arranges sales through established market places.
• 技术等级：2 Skill Level: 2
• 职业方向： Specialisations:
• 能源买卖商 Energy Trader
• 谷物采购人 Grain Buyer
• 家畜交易人 Livestock Trader
• 媒介采购员 Media Buyer
• 羊毛采购中间人 Wool Broker

222112 金融经纪师 FINANCE BROKER
• 在金融谈判期间，作为独立代理为客户操作并进行借贷。可能需要注册或工作许可。 Operates as an independent agent in the course of financial negotiations and arranges loans of money on behalf of clients. Registration or licensing is required.
• 技术等级：2 Skill Level: 2
• 职业方向： Specialisations:
• 租赁经纪人 Lease Broker
• 借贷经纪人 Mortgage Broker

222113 保险经纪人 INSURANCE BROKER
• 为相关保险公司作为独立代理人出售人寿保险，火险，意外事故险，工业险或其他险种。可能需要注册或工作许可。 Operates as an independent agent to sell life, fire, accident, industrial or other forms of insurance for a range of insurance companies. Registration or licensing may be required.
• 技术等级：2 Skill Level: 2

222199 其他金融经纪师 FINANCIAL BROKERS NEC
• 此类别职业包括其他未划分的金融经纪师。可能需要注册或工作许可。 This occupation group covers Financial Brokers not elsewhere classified. Registration or licensing may be required.
• 技术等级：2 Skill Level: 2
• 此类别职业包括 Occupations in this group include:
• 投资经纪师 Investment Broker